Home Repair Decoded

Contractor Problems in Minnesota: Complaints and Your Options

Short answerIf a contractor job goes wrong in Minnesota, here is what we could confirm on official pages: state recovery fund, contract and cancellation rules. Each item links to its source. Keep your contract, payments and photos.

State recovery fund

The Department of Labor and Industry, which runs the Contractor Recovery Fund, says in its fact sheet that eligible applicants may receive up to $100,000, and the fund may pay up to $550,000 total (lifetime) for all approved claims involving the same licensed contractor. You need a court judgment against the contractor, docketed, and must apply within two years of the final judgment date. The Attorney General's handbook (Source) still shows lower limits of $75,000 per claimant per year and $300,000 per contractor per year. Source

Contract and cancellation rules

The Attorney General's handbook says Minnesota law requires contractors to put all contracts and change orders in writing. After signing a home solicitation sale, you may cancel within three business days. If work is to be paid from an insurance policy and the insurer denies your claim, you have 72 hours after learning of the denial to cancel. Source

This is general information, not legal advice. A topic we don't list means we couldn't confirm it on an official page, not that the protection doesn't exist.

Minnesota licensing and costs · All states

General information, not professional advice. Conditions, codes and prices vary. Turn off power, gas or water before any work, and hire a licensed professional when in doubt. Cost figures are our estimates, not quotes.